Bybit Indonesia: Nobi with a new owner, and what we still cannot tell you

1. Open the PAKD list on the OJK site (menu: Perizinan ITSK, Aset Keuangan Digital, dan Aset Kripto) and search for "PT Enkripsi Teknologi Handal".
2. Match the domain and app name you are using with what is listed. The same brand on another domain is not the licensed entity.
3. Open the app and find the company name in the about or terms section. It should read PT Enkripsi Teknologi Handal, not a foreign company.
4. If in doubt, call OJK's contact line 157 with the company name and domain. {{/steps}}

The same steps work for any app, and the reasoning is in our crypto scams guide: fake accounts that borrow a big brand name are a classic pattern, and a fresh launch is the best moment for scammers to pose as "support staff".

What is clear and what is not: fees, deposits, withdrawals

What was announced: more than 500 trading pairs, spot markets, real-time transaction monitoring, risk controls said to match OJK and global standards, local education through Bybit Learn, and gradual product expansion in line with OJK requirements. The 500+ figure is a company claim; we have not counted the pairs shown in the app.

What was not announced in any source we could read: trading fee percentages, deposit costs and minimums via virtual account or e-wallet, withdrawal fees and limits, and service hours. One third-party review quotes specific figures for trading, deposits and withdrawals, but no second source matches them, and we do not repeat numbers we cannot confirm. To see how much better informed a reader can be elsewhere, Tokocrypto publishes its whole fee table and Pintu publishes its Rp4,500 withdrawal fee. Bybit Indonesia is not at that level yet.

One thing does apply for certain, because it is a PAKD: sales carry the 0.21% final income tax (PPh Article 22) under PMK 50/2025, collected by the platform, and there is no VAT on buying or selling the crypto itself. The full rules and worked examples are in our crypto tax guide, and the primary source is the tax office. The exchange-fee component (CFX) changes at every PAKD from 1 October 2026; whether and how that shows up in Bybit Indonesia's rates we cannot yet show.

If you are an existing Nobi user

The local leadership stressed a "planned transition" and clear communication for Nobi users. We found no technical detail: whether accounts migrate automatically, whether re-verification is needed, whether there is a deadline, and whether rates change. Three safe habits: read only announcements inside the app or on the official site, never hand OTP codes or recovery phrases to a "migration officer" who contacts you by private message, and if you hold a large balance, withdraw part of it to your bank account or a self-custody wallet until your transition path is clear. That is our general advice, not an instruction from Bybit.

Can I use a global bybit.com account from Indonesia?

Technically the global site can be reached, and Bybit P2P showed active rupiah markets when we checked (about 155 ads on one side and 103 on the other, with USDT priced at roughly Rp17,560 to Rp18,000 in the snapshot). But no source states the access status for Indonesian users on the global site after the local launch. Global Bybit is not OJK-licensed. That means no OJK supervision or complaints channel, and a sale on a foreign platform carries a 1% final income tax rather than 0.21% under the same rules. We are not saying individual users commit a crime, and we are not saying the route is lawful; we simply found no official statement deciding either way. The bank-account-freeze risk on P2P routes is covered in our P2P crypto guide, and the status of another global platform in our Binance review.

Bybit Indonesia compared with Tokocrypto and Indodax

The fairest comparison today is about transparency, not features. Tokocrypto publishes a full fee table (IDR buy taker 0.2222%, sell 0.4322%, as published 18 June 2026) and Indodax publishes a detailed deposit-fee table and a Rp10,000 withdrawal fee, although we also could not confirm Indodax's maker-taker percentages. Bybit Indonesia has one advantage you can check: a large global brand behind it and the 500+ pair claim, which for some people means wider asset choice. On the other side, we have no evidence of user numbers, rupiah market depth or withdrawal speed. The table below pulls data from our site database; the "not verified" cells reflect reality, not carelessness.

For a wider comparison see best crypto exchanges in Indonesia.

Who it suits, and when to wait

Picture Sari, a long-time Nobi user comfortable with the app. She does not need to move; what she should do is read the transition notice and match the new domain. Now picture Andi, who wants to start with Rp2,000,000 and wants to know what gets deducted. Andi cannot work that out here because the rates are not verified; it is easier to start on a platform whose table you can read first, and switch if Bybit Indonesia later publishes numbers. A third group wants broader asset choice: the 500+ pair claim is attractive, but first check that your coin really exists there, and whether its pair is in rupiah or USDT. The latter means two trades and 0.21% income tax each time you sell, as explained in our guide to selling crypto for rupiah.

When to wait: if you have never bought crypto and want a first step you can trace, start with how to buy crypto in Indonesia. If you are moving a large amount, wait until there is an official fee table and withdrawal limit you can note down and compare.

Real weaknesses

First, rates and withdrawal fees cannot yet be verified. Second, brand confusion: the bybit.id domain we tried carried global metadata, and the name "Bybit" is shared with a global platform that is not licensed. Third, the platform is about two and a half months old, so there is no operating track record (withdrawal speed at busy times, customer service quality). Fourth, the Nobi user transition is not explained in detail in the sources we read. Fifth, we can publish no user count or app-store rating. Sixth, media disagree on the timing of the acquisition.

Our score: 3.4 out of 5 (provisional)

The 3.4 is an editorial judgement that we consider provisional. Pluses: a PAKD licence through a registered local entity, continuous local leadership from Nobi, a global brand behind it, and the 500+ pair claim. Minuses: rates and withdrawal fees not published in sources we could read, the risk of mistaking global Bybit for Bybit Indonesia, and a short track record. We will raise the score once an official fee page, deposit and withdrawal policy and Nobi transition details can be read and match the claims. Our scoring approach is in the methodology and other reviews are in the review index. Everything is; check the official app and the OJK list yourself before depositing.